About Horison Credit,
Licensed Money Lender
in Chinatown, Singapore

Proudly serving the Singapore community for over 17 years, we provide quick and dependable loan solutions from our office in Chinatown, with your needs at the heart of everything we do.

OUR STORY

Providing Legal Loan Solutions with Heart Since 2008

Launched in 2008, Horison Credit was established with one goal, to make it easier for anyone in Singapore to access legal loans without fear or judgement.

We understand that needing a loan doesn’t mean you’ve failed. Life happens, and sometimes a little financial support is all it takes to regain control and move forward. Whether it’s an unexpected bill, medical emergency, or simply bridging a short-term gap, we believe access to credit should be straightforward and stress-free.

That’s why we put people first, not just paperwork. From urgent needs to planned expenses, we’re here to offer quick, responsible loan options with clarity, compassion and complete transparency. So, you always know what to expect, and never feel alone in the process.

Our Milestone

Discover the key achievements that reflect our commitment to responsible lending, long-standing expertise, and trusted relationships with clients in Singapore.

2008

Horison Credit Was Founded

20,000+

Clients Served Across Singapore Annually

$400 M+

In Loans Facilitated Annually Across Singapore

5.0 ★

Google Rating

What We Believe?

Our Approach to
Responsible Lending in Singapore

We believe that taking a loan should be simple, fair, and free from stigma. Our vision is built on compassion, honesty, and financial dignity.
We’re here to support you through every step of the borrowing journey with personalised care and practical loan solutions.

Our Vision

Make legal loan access simple and stress-free for everyone.

Break the stigma often associated with borrowing.

Support people through life’s emergencies and unexpected needs.

Always serve with sincerity, honesty and transparency.

Offer loans responsibly, within each customer’s means.

Our Mission

Help people from all walks of life access the financial support they need.

Reduce the stress of loan applications and repeated rejections.

Provide warm, patient, and professional guidance from our advisors.

Offer flexible loan solutions tailored to real-life needs.

Leave every customer feeling hopeful, supported and satisfied.

OUR CORE VALUES

The Values That Guide Our Service

These principles shape how we lend, support, and serve with honesty, clarity, and care.

Integrity

We operate with honesty and ethics in every step of the loan process. As a licensed money lender, we always act in your best interest.

Transparency

We clearly explain our loan terms, fees and process, so you know exactly what to expect before you sign anything.

Personalised Service

Every borrower is different. We listen, understand your situation and customise loan solutions that suit your needs and budget.

Responsiveness

We know that when you need a loan, time is critical. That’s why we respond promptly, process applications efficiently, and provide support when it matters most.

Compassion

Every situation is different, and we approach each borrower with understanding. No judgement, just practical solutions and genuine support tailored to your needs.

Where to Find Us

Your Neighbourhood Partner

Conveniently located in Chinatown, Singapore, Horison Credit is more than just a licensed money lender, we’re a trusted part of the community. Whether you’re visiting for the first time or returning for support, our doors are always open to offer fast, legal, and reliable financial solutions.

Testimonials & Reviews

Horison Credit Reviews from Real Customers

Read what customers say about Horison Credit’s fast, transparent and personalised loan services.

Approved by Ministry of Law

Our Licence & Compliance

Horison Credit Pte. Ltd. is a legally licensed money lender in Singapore, approved by the Ministry of Law. Our licence number is 4/2026. We strictly follow the guidelines set out in the Moneylenders Act and Rules, ensuring our services remain fully transparent, fair, and compliant.

As a regulated loan provider, Horison Credit is committed to ethical lending practices and legal compliance. Every loan we offer is processed in accordance with Singapore’s regulatory framework. We uphold the highest standards of integrity, fairness, and accountability, putting our clients' rights and financial wellbeing first at every step.

Get a Fast and Flexible Personal Loan with No Hidden Surprises

Apply with confidence. As a licensed money lender in Singapore, we offer quick approvals, transparent terms, and personalised support tailored to your needs.

Apply Now

CONTACT DETAILS & LOCATION

Visit Our Office in Chinatown

Have questions or need help with your loan? Reach out to us at People’s Park Complex, near Chinatown MRT (NE4/DT19) Exit C and 5 minutes from Clarke Quay Central. We’re also conveniently near Maxwell MRT (TE18), Maxwell Food Centre, Outram Park MRT (EW16/NE3/TE17), New Bridge Road, and Eu Tong Sen Street.

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