We’ve got you covered.

So take the first step towards financial freedom now.

Easy application

Takes you 10 minutes through Singpass.

Fast approval time

Get your money on the spot in 30 minutes.

No hidden fees

We are transparent and honest. No sky-high interest rates here.

Google My Business Reviews

Here’s why people love us.

Hamidah Ismail
Hamidah Ismail
November 14, 2022.
Ms grace is feiendly and efficient in her work. Highly recommended:)
Muhd Zulfadli Zailani
Muhd Zulfadli Zailani
November 10, 2022.
Quick and hassle-free service by Grace. She's friendly, am able to explain the entire process and advise accordingly based on my needs. Will recommend and come again.
Siti Aisha
Siti Aisha
November 9, 2022.
Fast and easy..
Veronicas LHX
Veronicas LHX
November 8, 2022.
1st experience: fast and easy
Thu Rein Win
Thu Rein Win
November 8, 2022.
Really professional and fast credit. Grace is explained everything and patient. Trustable
NM channel
NM channel
November 7, 2022.
Friendly service by Grace
Atmoda Hawk
Atmoda Hawk
November 7, 2022.
Grace did a great job at explaining on the loan contract. Friendly service as well. Thank you
K
K
November 5, 2022.
Fast approval and clear explanation
Phoebe Wang
Phoebe Wang
November 5, 2022.
Fast approval and friendly service from Grace. Thanks for the help !
Jeremy Wong
Jeremy Wong
November 4, 2022.
Grace was super helpful and it was a pleasant experience! Thanks!

Customised Loan Solutions

We’ll work something out based on your finances.

Car Loan

Ferry the kids around, go for late-night drives, drop your parents off –our car loan is the first step to getting your own set of wheels.

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Renovation Loan

Your home just needs a quick fix to make it your dream abode – let us help you with our renovation loan.

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Wedding Loan

Your wedding is the highlight of your life – apply for our wedding loan so you feel less stressed by all sorts of costs.

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Steps

Getting started is easy.

1

Submit application

Complete the loan application form and hit on the submit button.

2

Getting approval

Wait for the processing & receive your application status within 24 hours.

3

Collect your money

Sign on the agreement at our outlet and collect your money.

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Frequently asked questions

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A licensed money lender is an entity that holds a moneylending license. All licensed lenders are regulated by the Ministry of Law (MinLaw).

To operate a moneylending business in Singapore, a licensed money lender must abide by the Moneylenders Act and Rules.

A licensed money lender in Singapore that flouts these rules knowingly risks getting its license suspended, a jail term, or both.

A licensed money lender can be found on the Ministry of Law’s list of licensed money lenders.

A lot of unlicensed lenders or loan scammers may replicate the websites of legitimate lenders, so check a lender’s details (address, phone number and URL) against MinLaw’s list.

There are a wide variety of loans offered by licensed money lenders in Singapore. But all of them fall into two categories – secured and unsecured loans.

Secured loans are backed by collateral such as a property or car. Unsecured loans do not require collateral.

A licensed money lender is taking more risk by making a borrower’s credit report a less important consideration than banks.

This is why a licensed money lender’s credit checks are typically less rigorous than banks.

As a result, licensed money lenders bear more risk than banks as there is a higher chance a borrower with a poor credit score may default.

To compensate for this risk, the interest charged by licensed money lenders tends to be higher than that of banks.

In general, banks have a low risk appetite compared to money lenders.

Yes, we should be able to work something out with you. But please note that according to the Total Debt Servicing Ratio (TDSR), which regulates a Singaporean’s loan-to-income ratio, your monthly debt expenses should not exceed 55% of your income. 

The TDSR is calculated by dividing your debt obligations by your gross monthly income and multiplying by 100. 

We will also take the debt-to-income ratio when calculating the loan amount you can borrow. This compares your total monthly debts to your monthly pre-tax income.

If you have all the requisite paperwork done, we can give you the money on the spot in 30 minutes or a day.

Don’t wait – apply for a loan now.
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