We’ve got you covered.

So take the first step towards financial freedom now.

Easy application

Takes you 10 minutes through Singpass.

Fast approval time

Get your money on the spot in 30 minutes.

No hidden fees

We are transparent and honest. No sky-high interest rates here.

Google My Business Reviews

Here’s why people love us.

Didi Huang
Didi Huang
June 22, 2024.
Trustindex verifies that the original source of the review is Google.
Joye is very friendly and helpful with my loan application she went through the process and answered all my questions I could trust her very good service well explain the contract to me thank you
Kelvin Huynh
Kelvin Huynh
June 22, 2024.
Trustindex verifies that the original source of the review is Google.
Joye explained and helped me with the procedure effectively
Yeo Chuen Kiat
Yeo Chuen Kiat
June 21, 2024.
Trustindex verifies that the original source of the review is Google.
Thank you ck for helping me with my loan enquries friendly guy
Alongsadd 17
Alongsadd 17
June 21, 2024.
Trustindex verifies that the original source of the review is Google.
Great experience and friendly service from Grace. Would recommend this place if anyone need help in your financial 🫰🏻👍
Rustom M V Rajendra
Rustom M V Rajendra
June 21, 2024.
Trustindex verifies that the original source of the review is Google.
Excellent service thank you mr CK
hor chris
hor chris
June 21, 2024.
Trustindex verifies that the original source of the review is Google.
Thanks for joye for nice service.good service
Jess Ng
Jess Ng
June 20, 2024.
Trustindex verifies that the original source of the review is Google.
Joye is super friendly and super helpful along the way. Is a smooth transaction and she explain in detailed manner on how it works etc.
tutiek andawati
tutiek andawati
June 20, 2024.
Trustindex verifies that the original source of the review is Google.
Good services by ck
mjtwh jordumb
mjtwh jordumb
June 20, 2024.
Trustindex verifies that the original source of the review is Google.
I was served by CK and he was very efficient and helped me to understand more about my loan. Thanks CK.
Ngiam Szeliang
Ngiam Szeliang
June 20, 2024.
Trustindex verifies that the original source of the review is Google.
Thank you joye for assisting me with loans

Customised Loan Solutions

We’ll work something out based on your finances.

Foreigner Loan

The most successful businesses started with a dream. Turn that into reality with our foreigner loan.

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Renovation Loan

Your home just needs a quick fix to make it your dream abode – let us help you with our renovation loan.

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Wedding Loan

Your wedding is the highlight of your life – apply for our wedding loan so you feel less stressed by all sorts of costs.

FIND OUT MORE

Steps

Getting started is easy.

1

Submit application

Complete the loan application form and hit on the submit button.

2

Getting approval

Wait for the processing & receive your application status within 24 hours.

3

Collect your money

Sign on the agreement at our outlet and collect your money.

Blog

Stay updated with our useful tips and articles.

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Frequently asked questions

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A licensed money lender is an entity that holds a moneylending license. All licensed lenders are regulated by the Ministry of Law (MinLaw).

To operate a moneylending business in Singapore, a licensed money lender must abide by the Moneylenders Act and Rules.

A licensed money lender in Singapore that flouts these rules knowingly risks getting its license suspended, a jail term, or both.

A licensed money lender can be found on the Ministry of Law’s list of licensed money lenders.

A lot of unlicensed lenders or loan scammers may replicate the websites of legitimate lenders, so check a lender’s details (address, phone number and URL) against MinLaw’s list.

There are a wide variety of loans offered by licensed money lenders in Singapore. But all of them fall into two categories – secured and unsecured loans.

Secured loans are backed by collateral such as a property or car. Unsecured loans do not require collateral.

A licensed money lender is taking more risk by making a borrower’s credit report a less important consideration than banks.

This is why a licensed money lender’s credit checks are typically less rigorous than banks.

As a result, licensed money lenders bear more risk than banks as there is a higher chance a borrower with a poor credit score may default.

To compensate for this risk, the interest charged by licensed money lenders tends to be higher than that of banks.

In general, banks have a low risk appetite compared to money lenders.

Yes, we should be able to work something out with you. But please note that according to the Total Debt Servicing Ratio (TDSR), which regulates a Singaporean’s loan-to-income ratio, your monthly debt expenses should not exceed 55% of your income. 

The TDSR is calculated by dividing your debt obligations by your gross monthly income and multiplying by 100. 

We will also take the debt-to-income ratio when calculating the loan amount you can borrow. This compares your total monthly debts to your monthly pre-tax income.

If you have all the requisite paperwork done, we can give you the money on the spot in 30 minutes or a day.

Don’t wait – apply for a loan now.
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