What Is A Fast Cash Loan Singapore?

Need cash urgently to solve a pressing emergency? A fast cash loan is just what you need!

Coming up with extra money in an emergency can seem impossible. Hence, fast cash loans are a worthwhile solution for many people.

What do we mean by a Fast Cash Loan? As the name suggests, a fast cash loan is used to address your cash flow problems. It is incredibly useful when you need the cash urgently for evertday payments like overdue utility bills, rent and handphone bills. On the other hand, it can also be used for big ticket emergencies such as an unexpected illness, a car accident or an eviction.

A fast cash loan is ideal when you require a loan quickly and do not want to go through a lot of paperwork. Horison Credit’s fast cash loans are collateral free so you will not have to provide us with any form of collateral in exchange for your loan!

Horison Credit’s Fast Cash Loans Are Quick & Easy To Apply For!



Fast cash loans are typically approved and disbursed quickly to help you get the money as soon as you need it.

Borrowing from a traditional financial institution can entail a tedious and long application process. You’ll have to provide multiple supporting documents and go through various levels of approval before receiving the loan.

However, you can apply for our fast cash loan online within minutes! There are no endless conversations, demands for extra documents or lengthy wait times.

If you have been turned down by traditional lenders because of your credit rating, you may still be able to qualify for a fast cash loan. At Horison Credit, we constantly make an effort to help people who have credit issues restore their credit over time.

Our fast cash loans can help you avoid the viscous cycle of debt. Using credit facilities wisely paves the way for you to access to more money, should the needs arise, affordably.

On top of that, we also prioritise predictable, simple and stress-free repayments. This way, you’ll be able to take out a fast cash loan quickly, solve your emergency, and make comfortable repayments all at the same time!

What Documents Are Required When Applying For A Fast Cash Loan?

You must be either a Singaporean or a Foreigner working in Singapore with a valid work permit to be eligible. You must also be at least 21 years of age and not a bankrupt.

For Singaporeans, you are required to present:

  • NRIC
  • Proof of residency (Any official mail to your residence)
  • Past 3 months’ payslips
  • Latest bank statement of your account in which your salary is deposited to
  • Ensure that you know your SingPass login details

For foreigners, you are required to present:

  1. S Pass, Employment Pass, or Work Permit
  2. Passport
  3. Past 3 months’ payslips
  4. Latest bank statement of your account in which your pay is deposited to
  5. Tenancy Agreement if you are renting your current place of residence

To facilitate a faster and more efficient borrowing process, you can apply for a fast cash loan with us online here.

Your loan application will be processed by our friendly and professional loan consultants upon receiving the above mentioned documents.

5 Scenarios In Which I Can Use A Fast Cash Loan


A financial shortfall can be extremely stressful. Depending on friends and family for loans can be uncomfortable and you might risk ruining relationships.

Here are 5 different scenarios where you might require a fast cash loan:

1. Emergency Situations


An emergency can come up at any time. In a real emergency you will not have the time to deal with a regular personal loan that requires you to wait for approval.

From a family member’s injury to an accident, a medical bill can drain your finances and create anxiety about your monthly expenses.

A fast cash loan can be a swift and great source of financial help. Taking out such a loan can help you handle the expenses and allow you to spend more time on focusing on recovery.

A fast cash loan prevents the hassle of filling out a lot of paperwork and extensive credit checks. You can get approved for funds promptly.

2. Avoiding Penalties

A monthly budget can be disrupted by a one-off cost or utility bill that is higher than usual. Paying bills late usually leads to additional charges.

Taking out a loan can save money by helping you avoid late fees.

3. Home Repairs

Uses-Of-A-Fast-Cash-Loan-Home-RepairsA malfunctioning dryer, damaged AC unit and a faulty plumbing system are some of the things that can suddenly wrong.

If something fails abruptly, you may not have the cash readily available to pay for repairs. Unfortunately, repairs usually have to be paid for immediately.

If the problem is ignored, it can become worse and more expensive to fix. Use a fast cash loan to avoid any inconvenience and get cash to cover the repairs.

4. Car Repairs

If your car breaks down and you are told it will cost several thousands of dollars to repair, the expenses can be a major challenge.

When it is your vehicle and you need it to get to work, you’ll need to move quickly. Missing work because your car is not functioning can land you deeper in debt. Our fast cash loans can help you get the cash you need.

5. Unexpected TripsUses-Of-A-Fast-Cash-Loan-Unexpected-Trips

Whether you have an urgent business trip, a last-minute invitation to a wedding, or simply wish to jet set on a holiday, a fast cash loan can be incredibly useful.

You can apply for an amount that will cater for crucial expenses such as air tickets and accommodation. A loan can facilitate your sudden travel plans and ease your concerns about accessing funds.

Applying For A Fast Cash Loan? Here Are 3 Tips For A Faster Approval!


Sometimes you require timely financial help for an unexpected trip, car repair, medical expense or utility bill. The following are tips to get your fast cash loan approved as quickly as possible:

1. Apply Online

You do not have to take time off to visit our premises physically. You can save time by applying online.

Our friendly loan officers will get back to you within the hour!

2. How Much Exactly Do You Need? 

Knowing exactly how much you need out of a fast cash loan can significantly speed up the process. This also means that you have done your research and calculations.

By getting your research done, you will not have to waste precious time calculating and deciding on the loan amount, which might take up a lot of time.

3. Have All The Relevant Documents Ready

Imagine that you have arrived at our office, all ready to receive the loan. Only to realise that you have forgotten your SingPass login details.

This can significantly hinder the loan application process. You will also take longer to receive your loan.

Hence, ensure that all documents and personal particulars are in place before you head down to receive your loan.

Apply For Your Fast Cash Loan Today!


With Horison Credit’s fast cash loan, you’ll be able to solve any emergency financial problems that arise.

Our fast and simple application process ensures that you will also receive the loan in no time! Simply apply for a loan with us here today.