We’ve got you covered.

So take the first step towards financial freedom now.

Easy application

Takes you 10 minutes through Singpass.

Fast approval time

Get your money on the spot in 30 minutes.

No hidden fees

We are transparent and honest. No sky-high interest rates here.

Google My Business Reviews

Here’s why people love us.

Fadzhan
Fadzhan
September 21, 2022.
Verified
One of the best. Fast and very detailed...
paul jresh
paul jresh
September 21, 2022.
Verified
Recommend
masmerah abd rahman
masmerah abd rahman
September 21, 2022.
Verified
Fast service and good
Lin Yao
Lin Yao
September 19, 2022.
Verified
Grace is very friendly and helpful. Trusted company for your loans.
Lee Tiang Chan
Lee Tiang Chan
September 19, 2022.
Verified
Friendly service from Grace
Matthew Chin
Matthew Chin
September 19, 2022.
Verified
Have a great service from Grace! Friendly and fast process of loan! Recommend 👍
Koh Chai
Koh Chai
September 15, 2022.
Verified
Fast process, highly recommend people who want to take loan please come here. They are friendly and approachable
Koh Chai
Koh Chai
September 15, 2022.
Verified
Thank you Desmond for helping me with my renovation loans, hassle free and fast process. ⭐⭐⭐⭐⭐
Burhanudin Yunus
Burhanudin Yunus
September 13, 2022.
Verified
Good service

Customised Loan Solutions

We’ll work something out based on your finances.

Renovation Loan

Your home just needs a quick fix to make it your dream abode – let us help you with our renovation loan.

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Wedding Loan

A wedding is the highlight of your life – apply for our wedding loan so you feel less stressed by all sorts of costs.

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Personal Loan

Address an emergency or pay off a long-overdue bill with our personal loan.

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Steps

Getting started is easy.

1

Submit application

Complete the loan application form and hit on the submit button.

2

Getting approval

Wait for the processing & receive your application status within 24 hours.

3

Collect your money

Sign on the agreement at our outlet and collect your money.

Blog

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Frequently asked questions

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A licensed money lender is an entity that holds a moneylending license. All licensed lenders are regulated by the Ministry of Law (MinLaw).

To operate a moneylending business in Singapore, a licensed money lender must abide by the Moneylenders Act and Rules.

A licensed money lender in Singapore that flouts these rules knowingly risks getting its license suspended, a jail term, or both.

A licensed money lender can be found on the Ministry of Law’s list of licensed money lenders.

A lot of unlicensed lenders or loan scammers may replicate the websites of legitimate lenders, so check a lender’s details (address, phone number and URL) against MinLaw’s list.

There are a wide variety of loans offered by licensed money lenders in Singapore. But all of them fall into two categories – secured and unsecured loans.

Secured loans are backed by collateral such as a property or car. Unsecured loans do not require collateral.

A licensed money lender is taking more risk by making a borrower’s credit report a less important consideration than banks.

This is why a licensed money lender’s credit checks are typically less rigorous than banks.

As a result, licensed money lenders bear more risk than banks as there is a higher chance a borrower with a poor credit score may default.

To compensate for this risk, the interest charged by licensed money lenders tends to be higher than that of banks.

In general, banks have a low risk appetite compared to money lenders.

Yes, we may be able to work something out for you if your credit score is good. Visit our office or give us a call to find out more.

If you have all the requisite paperwork done, we can give you the money on the spot in 30 minutes or a day.

Don’t wait – apply for a loan now.
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